/ Renew Online Policy
Family Floater Policy
|Janata Personal Accident Policy
|Nagarik Suraksha Policy
| Mediclaim Insurance is a Health cover which
takes care of medical expenses following
Hospitalisation/Domiciliary Hospitalisation of the
Insured in respect of the following situations:
| (A) In case of a sudden illness
(B) In case of an accident
(C) In case of any surgery which is required
in respect of any disease which has arisen during
the policy period.
Individual Mediclaim policy will be available to
any individual between the age of 18 to 80 years
for treatment taken in India. An individual can
also get his family cover by way of family package cover.
Now you can buy and renew policies Online. Buy a
new Health Insurance policy, Renew an existing
Oriental Insurance Mediclaim Health Insurance
policy or renew policies bought from any other
general insurance company by registering yourself
on our Portal and paying online through your debit
card / credit card or Net-banking. To check out
various online facilities available, you may login
on the Portal.
Inpatient hospitalization expenses in India
due to disease / accident.
This health policy covers citizens aged from 3
months to 80 years.
The sum insured available ranges from
Rs.50000/- to Rs.500000/-
Pre-existing diseases are covered from the
fifth year policy provided the renewals are done
without break in insurance and all the renewals
are with Oriental Insurance Company.
Cashless facility for claim settlement
available in network hospitals if the services
of Third Party Administrators are availed.
A proposer can take the policy for himself and
or for his family members.
Wherever family members are covered, a
discount of 10% in premium is available.
Pre acceptance medical examination is not
required if the beneficiaries are below 45 years
The premium under the policy is eligible for
Income Tax benefit under section 80D.
| This Health cover is a hospitalisation cover
and reimburse the medical expenses incurred in
respect of covered disease /surgery while the
insured was admitted in the hospital as an in
patient. The cover also extends to pre-
hospitalsation and post- hospitalisation for
periods of 30 days and 60 days respectively
| Any pre-existing disease, any expense incurred
during first 30 days of cover except injury due to
accident, all expenses incurred in respect of any
treatment relating to pregnancy and child birth.
Treatment for Cataracts, Benign prostatic
hypertrophy,Hysterectomy, Menorrhagia or
Fibromyoma, Hernia,Fitula of anus,Piles,
Sinusitis, Asthma,Bronchitis, All Psychiatric or
Psychosomatic disorders are excluded from the
scope of the cover.