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THE ORIENTAL INSURANCE COMPANY LIMITED
Regd.Office:Oriental House,P.B.No.7037,A-25/27,Asaf Ali Road,New Delhi-110 002

Liability Insurance Policy (Under Public Liability Insurance Act 1991)
Scope
The policy covers the statutory liability of insured arising out of accidents occurring during the
currency of the policy due to handling hazardous substances as provided in the PUBLIC
LIABILITY INSURANCE ACT 1991 and the Rules framed thereunder.
Who can take the policy?
A person who owns or has control over handling any hazardous substance at the time of
accident and includes:
- in the case of a firm any of its partners
- in the case of an association, any of its members,
- in the case of a company, any of its directors, managers, secretaries or other officers
who is directly in charge of, and is responsible to the company for the conduct of the
business of the company
Exclusions
This Policy does not cover liability
- arising out of willful or intentional non compliance of any statutory provisions.
- in respect of fines, penalties, punitive and/or exemplary damages.
- arising under any other legislation except in so for as provided for in Section 8 Sub
Section (1) and (2) of the Act.
- in respect of damage to property owned, leased or hired or under hire purchase or on
loan to the Insured or otherwise in the Insured Owner's control, care or custody.
- directly or indirectly occasioned by happening through or in consequence of war,
invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection or military or usurped power.
- directly or indirectly caused by or contributed to by.
- ionising radiation or contamination by radioactivity from any nuclear fuel or from any
nuclear waste from the combustion of nuclear fuel.
- the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear
assembly or nuclear component thereof
Special Condition
Besides all usual conditions of liability conditions the following condition is applicable-
The Insured Owner shall keep record of annual turnover, and at the time of renewal of
insurance declare such turnover and all other details as may be required by the Company. The
Company shall at all reasonable times have full rights to call for and examine such records
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