| |
Fire |
Marine |
Miscellaneous |
Total |
| 2008-09 |
2007-08 |
2008-09 |
2007-08 |
2008-09 |
2007-08 |
2008-09 |
2007-08 |
Gross
Direct Premium:
In India |
44066 |
47820 |
33259 |
33906 |
319101 |
299087 |
396426 |
380813 |
Outside
India |
2296 |
1786 |
1588 |
1261 |
7480 |
6160 |
11364 |
9207 |
Gross
Direct Premium Total |
46362 |
49606 |
34847 |
35167 |
326581 |
305247 |
407790 |
390020 |
Net
Premium |
31947 |
29712 |
17715 |
18629 |
273848 |
239526 |
323510 |
287867 |
| Ratio of Net to Gross |
68.90 % |
59.90 % |
50.84 % |
52.97 % |
83.85 % |
78.47 % |
79.33 % |
73.81 % |
| Profit
on Sale
of Investments (Policy Holders´) |
2729
(8.54 %) |
3469 (11.7%) |
1292
(7.29%) |
1851
(9.9 %) |
23765
(8.68%) |
34715
(14.5%) |
27786
(8.59%) |
40035
(13.9%) |
Int./Div./
Rent (Policy Holders´) |
4284
(13.41%) |
3470
(11.7%) |
2029
(11.45%) |
1851
(9.9%) |
37313
(13.63%) |
34730
(14.5%) |
43626
(13.48%) |
40051
(13.9%) |
| Commission and other income (Net Income(+)/
Net Outgo (-)) |
-379
(-1.19%) |
679
(2.3%) |
-1251
(-7.06%) |
-1042
(-5.6%) |
-18689
(-6.83%) |
-12737
(-5.3%) |
-20319
(-6.28%) |
-13100
(-4.6%) |
| NPA (Provision (+)/ Write back(-)) |
132
(0.41%) |
71
(0.2%) |
63
(0.36%) |
38
(0.2%) |
1152
(0.42%) |
705
(0.3%) |
1347
(0.42%) |
814
(0.3%) |
| Diminution in value of shares (-)/ written
back (+) |
-16
(-0.05%) |
-1
(-0.0%) |
-7
(-0.04%) |
0
(0.0%) |
-143
(-0.05%) |
-9
(0.0%) |
-166
(-0.05%) |
-10
(0.0%) |
| Increase (-)/ Decrease (+) in unexpired risks
reserve |
-454
(-1.42%) |
2730
(9.2%) |
785
(4.43%) |
-1689
(-9.1%) |
-17161
(-6.27%) |
-1284
(-0.5%) |
-16830
(-5.20%) |
-24
(-0.1%) |
| Net Incurred claims |
-36245
(-113.45%) |
-31037
(-104.5%) |
-17226
(-97.24%) |
-11008
(-59.1%) |
-252248
(-92.11%) |
-218177
(-91.1%) |
-305719
(-94.50%) |
-260222
(-90.4%) |
| Expenses of Management |
-10583
(-33.13%) |
-10688
(-36.0%) |
-5613
(-31.68%) |
-5560
(-29.8%) |
-75248
(-27.48%) |
-66112
(-27.6%) |
-91444
(-28.27%) |
-82360
(-28.6%) |
| Amortization expenses |
-77
(-0.24%) |
-74
(-0.2%) |
-37
(-0.21%) |
-39
(-0.2%) |
-671
(-0.25%) |
-738
(-0.3%) |
-785
(-0.25%) |
-851
(-0.3%) |
| Investment Written off |
-65
(-0.20%) |
-8
(0.0%) |
-31
(-0.17%) |
-4
(0.0%) |
-561
(-0.20%) |
-76
(0.0%) |
-657
(-0.20%) |
-88
(0.0%) |
| Net Operating Profit |
-8727
(-27.32%) |
-1677
(-5.6%) |
-2281
(-12.87%) |
3027
(16.2%) |
-28643
(-10.46%) |
10543
(4.4%) |
-39651
(-12.26%) |
11893
(4.1%) |
| Interest, Dividends & Rent (Shareholders´) |
17197 |
17118 |
| Profit on sale of Investments (Shareholders´) |
10953 |
17110 |
| Other Income/ Outgo |
2659 |
-1886 |
| Profit (+) / Loss (-) before Tax |
-8842 |
44235 |
| Prior period income & expenses |
-94 |
000 |
| IT deducted at source and Provision for Tax |
-1167 |
-4429 |
| Provision for Tax for earlier years |
4837 |
-38876 |
| Net Profit/ Loss after Tax |
-5266 |
930 |
| Transfer to General Reserve |
-5266 |
53 |
| Provision for Dividend |
00 |
750 |
| Corporate Dividend Tax |
00 |
127 |
